Who do we serve?

1m

Co-op Members

Members of verified cooperative societies across Africa.

Who we support?

105K

MSMEs & Co-ops

Trusted MSMEs and women-led co-op businesse.

What we invest in?

3.4K

Co-op Projects

Vetted co-op initiatives generating income continent wide.

Your Cooperator Card

The Cooperator Card powered by ZWMB is your all-in-one access tool for managing your financial life digitally. Whether you are saving, sending or receiving money, paying merchants, buying in the Co-op Store, investing in Women-led Co-op Projects the Cooperator Card puts your funds and financial tools securely at your fingertips anytime, anywhere.

Open an Account
wealth in cooperation

Your Cooperator App

Spend

Use your Cooperator Card for purchases anywhere it’s accepted

Save

Join group savings schemes and grow wealth with Cooperators

Connect

Link with Cooperators, merchants, and cooperative communities

Borrow

Access affordable credit to buy goods and services

Track

Monitor your transactions, balances, and investments in real time

Invest

Back vetted cooperative projects across Africa with ease

Choose How You Transfer

Send money with ease

My Cooperator Account lets me send money to my fellow Cooperators, my bank and even across borders quickly and safely.

...
Mary Makomva
Tuck shop owner, Bindura

Cooperator

Send money instantly to any Cooperator within the App

Bank

Transfer funds securely to accounts at partner banks

Remit

Send money across borders for cash collection

2025 Co-op Projects Highlights

Women-led Cooperatives

Overall allocation and performance highlights of your Cooperator Account investment Co-op Projects through Cooperative Debentures (CDEs) for the year ended 2025.

Average Returns 38%
Listings Growth 62%
Investor Growth 55%
Women Participation 47%
Asset Backing 68%

Portfolio Diversification

Reinvestment Rate

Funding Success

Lower Capital Costs

Empower women, empower Africa

More Cooperator Account features

Customer Services

Get help fast with in-app support tickets anytime you need it

Statements

View and download your account activity instantly and securely

2FA Security

Protect your account with two-factor authentication for safety

Payment Gateways

Pay and receive funds through multiple trusted payment platforms

Cooperator Account Value Adds

Sell to all Cooperators

shop@allwomen.africa

For just US$120/yr, Cooperator Account holders sell products and services, post their shop page, run promotions, place ads, and monetize content.

Government Tenders

jobs@allwomen.africa

Access listed jobs and subcontract opportunities from government tenders, giving MSME and women-led Cooperator Account holders a fair pathway into public procurement.

Cheapest Data Bundle

bundle@allwomen.africa

An affordable NetOne data bundle giving you monthly access to allWomen.africa for just US$1, so you can stay connected to your Cooperator Account anytime, anywhere.

Affordable Housing

cdf@allwomen.africa

The Cooperator Development Facility (CDF) provides Cooperator Account holders with structured access to affordable housing and retirement benefits.

Free Health Cover

eduBox@allwomen.africa

Cooperator Account holders enjoy up to US$3,500 free student at school termly health cash cover, when they buy school supplies from the on Co-op Store

Movie Premieres

azania@allwomen.africa

Cooperator Account holders get exclusive access to Azania Media Network, a platform dedicated to African women filmmakers and storytellers.

Raise Crowdfunding

fund@allwomen.africa

Create a crowdfunding campaign to raise donations for personal, cooperative, or community needs directly from fellow Cooperators.

Earn Passive Income

cdes@allwomen.africa

Earn steady returns by investing in short and long term cooperative projects through co-op debentures, with coupon payments credited directly to your Cooperator Account.

Buy Now! Pay Later!

paylater@allwomen.africa

Cooperator Account holders access buy-now-pay-later credit to purchase goods and services while boosting sales for online and instore cooperator merchants.

Connect with Cooperators

connect@allwomen.africa

Network with fellow Cooperators to collaborate, access new markets, aggregate supply for larger contracts and unlock shared business opportunities across Africa.

Training & Skills

learn@allwomen.africa

Cooperator Account holders have access to an online learning hub offering courses on financial literacy, business skills and co-op management.

Tailored Insurance

sure@allwomen.africa

Access insurance solutions designed for individuals, MSMEs and cooperative sosieties to protect your income, assets and operations.